Wednesday, June 30, 2010

Investing

I've been wanting to invest for a while now.

Its been on the back of mind for a while.  However with the market in the present state, my interest is probably in stocks that supply high dividends in addition to be likely to increase in value.  If it continues providing dividends then I will make enough money even if the market keeps going up and down.  If it ever goes very high up then my stock prices should too.

Its my game plan anyways.  I bought my first stocks, canadian oil trusts.  I put it into my Canadian based tax free account, a cooler AND MORE FLEXIBLE version of a Roth IRA.

I would like to invest a little more money.  However I'm going to wait to see if there is a downturn in the market between now and October.  Cheap Girl loves a good sale.

Monday, June 28, 2010

Gym Membership

I would like to join a gym.  I am just not sure at the moment that I have enough time to work out.  I should probably find the time.  It would be healthier.  Instead I work out by walking 10,000 steps everyday and playing on the floor with my daughter.  Its not ideal but with my family it is all that I have time for at the moment.

If I got serious about finding a gym these would be my tips to getting a membership, if you want a deal.

Firstly, I would look through the news papers and see what deals are presently being advertised.


Secondly I would call or visit the gyms that I was considering and ask if they were running any specials for memberships.


Thirdly I would look at the local YMCA and see if the prices are competitive.


Lastly I would evaluate the prices, the services offered, and the distance from my home or work in order to find the best deal. 


Do you belong to a gym and do you actually use the service?

July: Its time to stock up

Its the start of all the side walk sales in my area.  Its the time to stock up on summer and winter items.  Everything is on sale.  I bought a gorgeous ring for 40 dollars.  I bought my first set of dishes I ever purchased (set for 8), a nice glass butter case, a fold up rolling bag for grocery shopping on the metro, and stainless steal cooking supplies.  I purchased that all for 110 dollars quebec taxes included.  These items will go nicely in my new condo.

If you have been waiting to upgrade something in your home or to improve your wardrobe.  Its the time.